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Diane Publishing Books
Student Loan Debt and Economic Outcomes
Daniel Cooper (au); J. Christia Wang (au)
This study advances the growing literature on how student loan debt affects individualsäó» other economic decisions. Specifically, it examines the impact of student loan liabilities on individualsäó» homeownership status and wealth accumulation. The analysis employs a rich set of financial and demographic control variables that are not available in many of the existing studies that use credit bureau data. Overall, student debt lowers the likelihood of homeownership for a group of students who attended college during the 1990s. There is also a fairly strong negative correlation between student loan debt and wealth (excluding student loan debt) for a group of households with at least some college experience. Figures and tables. This is a print on demand report.
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