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Diane Publishing Books
Climate Change: Better Management of Exposure to Potential Future Losses Is Needed for Federal Flood and Crop Insurance
J. Alfredo Gomez (au)
The May 2014 National Climate Assessment indicates that the frequency and/or severity of many weather and climate extremes may increase with climate change. Public and private property insurers can bear a large portion of the financial impact of such weather-related losses. In the public sector, federal insurance includes the Nat. Flood Insurance Program (NFIP), managed by the Fed. Emergency Mngt. Agency (FEMA), and the federal crop insurance program, managed by the Risk Mngt. Agency (RMA). This report examines (1) how federal and private exposure to losses has changed since GAO's 2007 report on the subject, and what is known about how climate change may affect insured and uninsured losses; (2) how public insurers are preparing for climate change, and any challenges they face; and (3) how private insurers are preparing for climate change and any challenges they face. Tables and figure. This is a print on demand report.
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