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Diane Publishing Books
Flood Insurance: Potential Barriers Cited to Increased Use of Private Insurance
Alicia Puente Cackley (au)
The National Flood Insurance Program (NFIP) was created, in part, because private insurers historically have been unwilling to insure against flood damage. The private flood insurance market remains small. The 2012 Biggert-Waters Act took steps to encourage private-sector participation by requiring regulators to direct lenders to accept private flood insurance to satisfy the mandatory purchase requirement -- a federal requirement to purchase flood insurance on certain properties. This report describes (1) lender and regulator implementation of provisions on private flood insurance; and (2) views on regulatory, or other, barriers to using private flood insurance to satisfy the mandatory purchase requirement. Tables and figures. This is a print on demand report.
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