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Diane Publishing Books
401(k) Plans: Effects of Eligibility and Vesting Policies on Workersäó» Retirement Savings
Charles A. Jeszeck (au)
The Employment Retirement Income Security Act of 1974 (ERISA) allows sponsors to opt to set up 401(k) plans -- which are the predominant type of plan offered by many employers to promote workersäó» retirement savings -- and to set eligibility and vesting policies for the plans. This report examined 401(k) plansäó» use of these policies. Among other objectives, it examines (1) what is known about the prevalence of these policies and why plans use them; and (2) the potential effects of these policies on workersäó» retirement savings. Tables and figures. This is a print on demand report.
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