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Diane Publishing Books
USDA Microloans for Farmers: Participation Patterns and Effects of Outreach
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Sarah Tulman (au)
The U.S. Department of Agriculture (USDA), Farm Service Agencyńˇ╗s (FSA) Microloan program, launched in January 2013, aims to better serve the credit needs of small farms, beginning farmers and ranchers, veterans, and farmers from historically socially disadvantaged groups (women and minorities). These loans are designed to be more convenient and accessible to nontraditional producers, with a shortened and streamlined application and relaxed criteria. Using FSAńˇ╗s direct loan data to examine Microloan uptake patterns, this report found that , compared with Microloan-sized traditional Direct Operating Loans, (1) a larger share of Microloans have gone to the targeted groups, and (2) Microloans have attracted a larger number and higher share of borrowers who re new to FSA direct loans. Also, significantly more farmers received Microloans in ZIP Codes that had received informational letters. Figures and tables. This is a print on demand report.
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