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Diane Publishing Books
Returning to the Nest: Debt and Parental Co-residence among Young Adults
Lisa J. Dettling (au); Joanne W. Hsu (au)
This study examines the relationship between a young adultsäó» debt burden and the decision to co-reside with a parent. Using a quarterly panel of young adultsäó» credit histories, and controlling for age, county, and quarter fixed effects, and local demographic characteristics, unemployment rates, and house prices, the authors estimate the relationship between current period debt and subsequent decisions to co-reside with a parents. Results indicate that indebtedness -- as measured by average loan balances, declining credit scores and delinquency on accounts -- increases flows into parental co-residence. Moreover, after moving in, delinquency and low credit scores increase time spent in co-residence. Figures and tables. This is a print on demand report.
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