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Older Americans: Inability to Repay Student Loans May Affect Financial Security of a Small Percentage of Retirees: Congressional Testimony
Charles A. Jeszeck (au)
Statement of Charles A. Jeszeck, Dir., Education, Workforce, and Income Security, GAO. Recent studies have indicated that many Americans may be approaching their retirement years with increasing levels of various kinds of debt. Such debt can reduce net worth and income, thereby diminishing overall retirement financial security. Student loan debt held by older Americans can be especially daunting because unlike other types of debt, it generally cannot be discharged in bankruptcy. GAO examined the extent of student loan debt held by older Americans and the implications of default. This testimony provides information on: (1) the extent to which older Americans have outstanding student loans and how this debt compares to other types of debt; and (2) the extent to which older Americans have defaulted on federal student loans and the possible consequences of default. Figures and tables. This is a print on demand report.
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