College Debit Cards: Actions Needed to Address ATM Access, Student Choice, and Transparency

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By Alicia Puente Cackley (au); Melissa Emrey-Arras (au)
Year: 2014
Pages: 63
Binding Paperback
ISBN 978-1-4578-5342-5

Product Code: 1457853426

Description

A growing number of colleges and universities have entered into agreements with financial firms to provide debit and prepaid card services for students. At least 852 schools, or 11% of U.S. colleges and universities, had agreements to provide debit or prepaid card services to their students as of July 2013, and most offered students the ability to receive federal student aid and other payments on a card. These schools were disproportionately large; their enrollments constituted about 40% of all postsecondary students. As the number of agreements has grown, questions have arisen over fees and issues such as student choice. This report examines (1) the functions of college cards and the characteristics of schools and card providers offering the cards; and (2) benefits and concerns regarding these cards. Tables and figures. This is a print on demand report.

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