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Flood Insurance: Strategies for Increasing Private Sector Involvement
Flood Insurance: Strategies for Increasing Private Sector Involvement

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By Alicia Puente Cackley (au)
Year: 2014
Pages: 33
Binding Paperback
ISBN 978-1-4578-5297-8

Product Code: 1457852977

The National Flood Insurance Program (NFIP) has accrued $24 billion in debt, highlighting structural weaknesses in the program and increasing concerns about its burden on taxpayers. As a result, some have suggested shifting exposure to the private sector and eliminating subsidized premium rates, so individual property owners not taxpayers would pay for their risk of flood loss. NFIP was created, in part, because private insurers were unwilling to insure against flood damage, but new technologies and a better understanding of flood risks may have increased their willingness to offer flood coverage. The Biggert-Waters Flood Insurance Reform Act of 2012 moves NFIP toward charging more full-risk rates. This study on increasing private sector involvement in flood insurance addresses (1) the conditions needed for private sector involvement in flood insurance and (2) strategies for increasing private sector involvement. This is a print on demand report.

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