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Patriot Express Program: SBA Should Evaluate the Program and Enhanced Eligibility Controls
William B. Shear (au)
The Patriot Express program, a pilot loan initiative under the Small Business Admin.äó»s (SBA) 7(a) loan guarantee program, allows lenders to use their own underwriting criteria and loan documents to expedite loan decisions for eligible borrowers. Patriot Express borrowers must have a business that is owned and controlled (51% or more) by veterans or other eligible members of the military community. The Patriot Express program provides the same loan guarantee to SBA-approved lenders as the 7(a) program and is available on loan amounts up to $500,000, and the loan proceeds can be used for the same purposes as the 7(a) loan proceeds. SBA announced that it would continue to operate the Patriot Express program through Dec. 31, 2013. This report examines (1) trends in the volume and performance of Patriot Express and related SBA loan programs; (2) the effect of the program on eligible members of the military community; and (3) SBA internal controls to ensure that only eligible borrowers participate. Tables and figures. This is a print on demand report.
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