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401(k) Plans: The Department of Labor and the IRS Could Improve the Rollover Process for Participants
Our Price:
$
25.00
By
Charles A. Jeszeck (au)
Year:
2013
Pages:
76
Binding
Paperback
ISBN
978-1-4578-4552-9
Product Code:
1457845520
Description
When participants in employer-sponsored 401(k) plans separate from an employer, rolling their funds into an individual retirement account (IRA) is one of several options available to them. Rollovers to IRAs from 401(k) plans are a common investment choice for plan participants and they are frequently advertised on television and in multiple venues. As previously reported, there is concern that participants may be encouraged to choose rollovers to IRAs in lieu of options that could be more in their interests. Because little attention has been paid to the distribution process, this report identifies challenges separating plan participants may face in (1) implementing rollovers; (2) obtaining clear information about which option to choose; and (3) understanding distribution options. Tables and figures. This is a print on demand report.
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