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Diane Publishing Books
Community Response to the Foreclosure Crisis: Thoughts on Local Interventions
Dan Immergluck (au)
In the wake of the ongoing national mortgage crisis, preventing or mitigating foreclosures and facilitating recovery from the damage they cause have become tremendous challenges for community developers, policymakers, and a wide variety of other actors in cities and metropolitan areas. While mortgage regulation and foreclosure laws are generally the domain of federal and/or state government, local governments and organizations have attempted to respond to rising foreclosures in various ways. The purpose of this paper is to lay out the range of responses to the foreclosure crisis in which local organizations have been engaged in recent years. It is not intended to be a catalogue of best practices. Rather, it uses examples of strategies and programs only for illustrative, explanatory purposes. Moreover, there is no attempt made to evaluate the effectiveness or impact of any of these strategies or tactics. The primary purpose is to provide a scheme for thinking about local responses to the crisis and the actors and organizations involved. It is also intended to help groups identify where responses in their community might be expanded or strengthened. Figures. This is a print on demand report.
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