Student Loans: Overview and Issues

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By Kelly D. Edmiston (au); Lara Brooks (au); Steven Shepelwich (au)
Year: 2012
Pages: 29
Binding Paperback
ISBN 978-1-4578-4067-8

Product Code: 1457840677

Description

Student loan debt has been increasing at a rapid pace in the last decade, climbing from about $364 billion in the first quarter of 2005 to $904 billion in the first quarter of 2012, a rate of 13.9% annually (compounded). Along with this increase in debt has been an increase in default rates. High debt levels, coupled with high default rates, present a number of challenges for individual student loan borrowers, but do not necessarily pose a substantial burden on society at large. This report provides a detailed overview of the student loan market, presents new statistics that highlight student loan debt burdens and delinquency rates, and discusses current concerns among many Americans about student loans, including their fiscal impact. The report is intended to enhance awareness of the state of student loan debt and delinquency and highlight issues facing borrowers, the federal government, and to some degree, society at large. Figures and tables. This is a print on demand report.

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