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Diane Publishing Books
Credit Unions: Financial Condition Has Improved, but Opportunities Exist to Enhance Oversight & Share Insurance Management
Richard J. Hillman (au); Debra R. Johnson (au); Harry Medina (au). Recent legislative & regulatory changes have blurred some distinctions between credit unions & other depository institutions such as banks. The 1998 Credit Union Membership Access Act (CUMAA) allowed for an expansion of membership & mandated safety & soundness controls similar to those of other depository institutions. In light of these changes & the evolution of the credit union industry, this report evaluated: (1) the financial condition of the industry & the deposit (share) insurance fund, (2) the impact of CUMAA on the industry, & (3) how the Nat. Credit Union Admin. (NCUA) had changed its safety & soundness processes. Also makes recommendations to the chairman of NCUA. Charts & tables.
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