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Diane Publishing Books
Performance & Profitability of CRA-Related Lending
Barry Leonard (ed.). The Community Reinvestment Act of 1977 (CRA) was enacted to encourage banking institutions to help meet the credit needs of their entire communities, including low- & moderate-income neighborhoods, consistent with the safe & sound operation of the institutions. This report presents the results of a survey of the lending experiences of large banking institutions to gather info. about the performance of profitability of CRA-related lending. Focuses on experiences associated with 1-4 family home purchase & refinance mortgage lending; other 1-4 family residential lending, excluding home equity lines of credit; small business lending; & community development lending. Tables.
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