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Technological Change, Financial Innovation, and Diffusion in Banking
Technological Change, Financial Innovation, and Di

Our Price: $20.00
By W. Scott Frame (au); Lawrence J. White (au)
Year: 2009
Pages: 31
Binding Paperback

Product Code: 1437928730

Discusses the technological change and financial innovation that commercial banking has experienced during the past 25 years. Describes the role of the financial system in economies and how technological change and financial innovation can improve social welfare. Surveys the literature relating to several specific financial innovations, which are new products or services, production processes, or organizational forms. The past quarter century has been a period of substantial change in terms of banking products, services, and production technologies. Moreover, while much effort has been devoted to understanding the characteristics of users and adopters of financial innovations, we still know little about how and why financial innovations are initially developed.

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