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Risk Management and Nonbank Participation in the U.S. Retail Payments System: A Reprint from the “Economic Review”
The retail payments system (RPS)  in the U.S. has

Our Price: $20.00
By Richard J. Sullivan (au)
Year: 2007
Pages: 35
Binding Paperback

Product Code: 1422317439

The retail payments system (RPS)  in the U.S. has changed significantly in recent years. Advances in technology have caused a greater reliance on electronic payment networks. And the industrial structure of the RPS industry has evolved, as more & more non-banks deliver payment products to end users & supply back-end processing. In general, these changes have made the RPS more efficient & given more choices to consumers & more payment options to merchants & businesses. At the same time, however, the rapid pace of change has introduced new risks to the RPS. Sullivan lays the groundwork for a dialogue on policy to control risk in the U.S. RPS. He concludes that a thorough review of supervisory authority relevant to the RPS would be valuable.

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