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Diane Publishing Books
Reverse Mortgages: Product Complexity and Consumer Protection Issues Underscore Need for Improved Controls over Counseling for Borrowers
Matthew J. Scire (au)
Reverse mortgages -- a type of loan against the borrower's home that is available to seniors -- are growing in popularity. However, concerns have emerged about the adequacy of consumer protections for this product. Most reverse mortgages are made under the HUD Home Equity Conversion Mortgage (HECM) program. HUD insures the mortgages, which are made by private lenders, and oversees the agencies that provide counseling to prospective HECM borrowers. This report examines issues and federal activities related to: (1) the potential benefits and costs of HECMs to borrowers; (2) misleading HECM marketing; (3) the sale of potentially unsuitable products in conjunction with HECMs; and (4) oversight of HECM counseling providers. Illus.
Order of Christian Funerals: The Roman Ritual: Study Edition (rev. ed.)
Illustrated Jewish Bible for Children
Arizona Wetlands & Waterfowl
Anti-Depressant Survival Program: How to Beat the Side Effects & Enhance the Benefits of Your Medication
In the Combat Zone: Special Forces Since 1945
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