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Diane Publishing Books
Retirement Savings: Better Information and Sponsor Guidance Could Improve Oversight and Reduce Fees for Participants
Barbara D. Bovbjerg (au)
American workers increasingly rely on defined contribution (DC) plans like 401(k) plans and individual retirement accounts (IRA) for retirement income. Together with other DC plans -- 401(a), 403(b), and 457 plans -- these accounts hold about $7.1 trillion. As workers accrue earnings on their invest., they also pay a number of fees that may significantly decrease retirement savings. This report examined: (1) the types of fees charged to participants and invest. of various DC plans; (2) how DC plan sponsor actions affect participant fees; (3) how fee disclosure requirements vary; and (4) the effectiveness of DC plan oversight. The author reviewed laws and reg’s. and consulted with fed. officials, service providers, and 6 plan sponsors. Illus.
Applique: The Ann Boyce Way
Saddam Hussein: Defying the World: A Visual Biography (video)
Politician Goes to War: The Civil War Letters of John White Geary
Between Friends: Writing Women Celebrate Friendship
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