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Diane Publishing Books
Market Structure of the Health Insurance Industry
D. Andrew Austin (au); Thomas L. Hungerford (au)
Contents: (1) How the Health Insur. (HI) Industry Developed: How the “Blues” Began; Tax Advantages For Employer-Provided HI Benefits; Commercial Insurers Enter; Intro. of Medicare and Medicaid; Rise of Managed Care; Blurring Distinctions Between “Blues” and Commercial Insurers; (2) Description of the HI Market; Intermed. Play Key Roles; Supply and Demand for HI; (3) Measures of Market Concentration Among HI; DoJ-FTC Merger Guidelines; Causes of Concentration in the HI Market; (4) HI Co. Profitability; Financial Results and Ratios; (5) Options for Congress: More Aggressive Antitrust Enforcement; Stronger Regulatory Measures; Barring Med. Underwriting; Min Loss Ratio Require.; Individual and Employer HI Mandates; HI Exchanges.
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