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Risks of Identity Theft: Can the Market Protect the Payment System: A Reprint from the “Economic Review”
Identity theft (IT) has been a feature of financia

Our Price: $20.00
By Stacey L. Schreft (au)
Year: 2007
Pages: 35
Binding Paperback

Product Code: 1428988890

Identity theft (IT) has been a feature of financial markets for as long as alternatives have existed to cash transactions. But IT has recently occurred on a much larger scale. Data breaches often involve the apparent loss or acknowledged theft of the personal identifying info. of thousands -- or millions -- of people. IT poses risks, not only to individuals, but to the integrity & efficiency of the payment system -- the policies, procedures, & technology that transfer info. for authenticating & settling payments among participants. Either represents a loss of efficiency for the economy. This article looks at the nature of IT today & the factors driving its rapid growth. Also explores whether markets are able to limit the risks IT poses to the payment system. Graphs.

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