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Flood Insurance: Options for Addressing the Financial Impact of Subsidized Premium Rates on the National Flood Insurance Program
Flood Insurance: Options for Addressing the Financ

Our Price: $25.00
By Orice M. Williams (au)
Year: 2008
Pages: 48
Binding Paperback

Product Code: 1437912257

Subsidized properties (SP) -- those that receive discounted premium rates that do not fully reflect the properties' actual flood risk -- experience as much as five times the flood damage as properties that do not qualify for subsidized rates. Almost 1 in every 4 residential policies has subsidized rates that are 35-40% of the full-risk rate. Losses from the 2005 hurricane season and NFIP's need to borrow from the Treasury to pay flood insur. claims has raised concerns about the impact that subsidized premium rates have on the financial solvency of NFIP. This report: provides info. on NFIP's inventory of SP; and examines NFIP's current approach to SP and the options for reducing the costs associated with these properties. Illustrations.

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