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Diane Publishing Books
Credit Cards: Fair Debt Collection Practices Act Could Better Reflect the Evolving Debt Collection Marketplace and Use of Technology
Alicia Puente Cackley (au)
Approx. 6.6% of credit cards (CC) were 30 or more days past due in the first qtr. of 2009 -- the highest rate in 18 years. To recover delinquent debt, CC issuers may use their own collection dept., outside collection agencies, collection law firms, or sell the debt. This report examined: (1) fed. and state consumer protections and enforcement respon. related to CC debt collection; (2) the practices involved in collecting and selling delinquent CC debt; and (3) issues that may exist related to some of these practices. To address these objectives, the author interviewed rep. from 6 large CC issuers, 6 third-party debt collection agencies, 6 debt buyers, two law firms, fed, and state agencies, and attorneys and organizations representing consumers and collectors. Illus.
How to Spec Type
McGraw-Hill Multimedia Handbook
Anti-Depressant Survival Program: How to Beat the Side Effects & Enhance the Benefits of Your Medication
Commonwealth of Science: ANZAAS & the Scientific Enterprise in Australia, 1888-1988
Fourth Book of Sexual Questions & Answers
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