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Diane Publishing Books
Retirement Security: Low Defined Contribution Savings May Pose Challenges
Charles Jeszeck (au)
Defined contribution (DC) plans, in which individuals save for their own retirement, have become the dominant form of retirement plan for U.S. workers. However, not all workers have access to or participate in such plans through their employer. DC plans also shift more risk to participants compared to traditional defined benefit (DB) pension plans. This report reviewed recent trends and future prospects for DC plan savings. It focuses on (1) recent trends in DC plan participation and account savings; and (2) how much households could potentially save in DC plans over their careers, and how key individual and employer decisions affect plan saving. Tables and figures. This is a print on demand report.
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