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Nonbank Mortgage Servicers: Existing Regulatory Oversight Could Be Strengthened
Nonbank Mortgage Servicers: Existing Regulatory Oversight Could Be Strengthened

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By Lawrance L. Evans, Jr. (au)
Year: 2016
Pages: 102
Binding Paperback
ISBN 978-1-4578-7312-5

Product Code: 1457873125

As of June 2015, about a quarter of the $9.9 trillion in outstanding home mortgages in the U.S. were serviced by nonbank servicers -- non-depository institutions that perform such activities as collecting borrowersäó» monthly payments and modifying loan terms. After the 2007-2009 financial crisis, an increase in delinquent loans and other factors led some banks to exit the mortgage servicing business and created opportunities for increased participation by nonbank entities. This report studied the effects of the growth of nonbank servicers in the mortgage market. It examines, among other things, recent trends in mortgage servicing and the oversight framework in which nonbank servicers operate. Tables and figures. This is a print on demand report.

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