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National Flood Insurance Program: Options for Providing Affordability Assistance
National Flood Insurance Program: Options for Providing Affordability Assistance
Our Price: $25.00
By Alicia Puente Cackley (au)
Year: 2016
Pages: 65
Binding Paperback
ISBN 978-1-4578-7269-3

Product Code: 1457872692

As of May 30, 2015, the Federal Emergency Management Agency (FEMA), which administers the National Flood Insurance Program (NFIP), subsidized about 996,000 flood insurance policies. The National Flood Insurance Act of 1968 authorized these highly discounted premiums. To help strengthen NFIPs financial solvency, the Biggert-Waters Flood Insurance Reform Act of 2012 required FEMA to eliminate or phase out almost all subsidized premiums. However, affected policyholders raised concerns about the resulting rate increases. The Homeowner Flood Insurance Affordability Act of 2014 sought to address affordability concerns by repealing or altering some Biggert-Waters Act Requirements. This report describes options to target assistance to policyholders, estimates of eligible policyholders nd associated costs of these options, and mechanisms for delivering assistance. Table and figures. This is a print on demand report.

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