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Diane Publishing Books
National Flood Insurance Program: Options for Providing Affordability Assistance
Alicia Puente Cackley (au)
As of May 30, 2015, the Federal Emergency Management Agency (FEMA), which administers the National Flood Insurance Program (NFIP), subsidized about 996,000 flood insurance policies. The National Flood Insurance Act of 1968 authorized these highly discounted premiums. To help strengthen NFIPäó»s financial solvency, the Biggert-Waters Flood Insurance Reform Act of 2012 required FEMA to eliminate or phase out almost all subsidized premiums. However, affected policyholders raised concerns about the resulting rate increases. The Homeowner Flood Insurance Affordability Act of 2014 sought to address affordability concerns by repealing or altering some Biggert-Waters Act Requirements. This report describes options to target assistance to policyholders, estimates of eligible policyholders nd associated costs of these options, and mechanisms for delivering assistance. Table and figures. This is a print on demand report.
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