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Diane Publishing Books
Retirement Security: Better Information on Income Replacement Rates Needed to Help Workers Plan for Retirement
Charles A. Jeszeck (au)
Part of the Department of Laborńˇ╗s (DOLńˇ╗s) mission is to promote the retirement security of Americańˇ╗s workers, a goal that has become increasingly challenging. One tool for assessing the adequacy of retirement income is the replacement rate. However, recommendations for the replacement rate that a household should target vary widely, in part because of the diverse underlying assumptions used to develop the rates. This report reviewed what consumption in retirement looks like and how target replacement rates are developed. It examined (1) whether and how spending patterns vary by age; (2) key factors used to develop target replacement rates; and (3) the usefulness of information on such rates provided by DOL. Tables and figures. This is a print on demand report.
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