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Diane Publishing Books
Federal Home Loan Banks: Collateral Requirements Discourage Some Community Development Financial Institutions from Seeking Membership
Daniel Garcia-Diaz (au)
The Housing and Economic Recovery Act of 2008 (HERA) made nondepository community development financial institutions (CDFIs) eligible for membership in the Federal Home Loan Bank (FHLBank) System. The System includes 12 regional FHLBanks that make loans, known as advances, to their members at favorable rates. This report reviewed the FHLBanksäó» implementation of HERA provisions relating to nondepository CDFIs. Among other things, it discusses (1) challenges posed by membership and collateral requirements for nondepository CDFIs; and (2) FHFA and FHLBank efforts to facilitate broader nondepository CDFI participation in the System. Tables and figures. This is a print on demand report.
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