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Diane Publishing Books
Terrorism Insurance: Treasury Department Needs to Collect and Analyze Data to Better Understand Fiscal Exposure and Clarify Guidance
Daniel Garcia-Diaz (au)
Congress passed the Terrorism Risk Insurance Act (TRIA) in 2002 to help ensure the availability and affordability of terrorism insurance for commercial property and casualty policyholders after the September 11, 2001, terrorist attacks. TRIA was amended and extended twice and currently will expire at the end of 2014. Under TRIA, the Treasury Department (Treasury) administers a program in which the federal government and private sector share losses on commercial property and casualty policies resulting from a terrorist attack. Because the federal government will cover a portion of insured losses, the program creates fiscal exposures for the government. This report evaluates (1) the extent of available data on terrorism insurance and Treasury's efforts in determining federal exposure; (2) changes in the terrorism insurance market since 2002; and (3) potential impacts of selected changes to TRIA. Tables and figures. This is a print on demand report.
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