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Diane Publishing Books
Medicare Supplemental Coverage: Medigap and Other Factors Are Associated with Higher Estimated Health Care Expenditures
John E. Dicken (au)
Medicare provides coverage for the cost of many health care services, but because some services are not covered by Medicare, and because of cost-sharing such as copayments and deductibles, beneficiaries enrolled in Medicare traditional fee-for-service (FFS) may have significant out-of-pocket expenditures. Most Medicare beneficiaries have some form of additional health care coverage (supplemental coverage) to help them pay for these costs. For ex., Medicare FFS beneficiaries may have supplemental coverage from private insurance companies, called Medigap, or that they receive as retirees through a former employer, referred to as employer-sponsored coverage. This supplemental coverage may reduce any incentive that out-of-pocket costs creates for beneficiaries to be more cost-conscious in their use of services. This report compares average total health care expenditures and sources of payment for Medicare FFS beneficiaries with and without supplemental coverage. Tables and figures. This is a print on demand report.
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