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Diane Publishing Books
Federal Housing Administration: Improving Disposition and Oversight Practices May Increase Returns on Foreclosed Property Sales
Mathew J. Scire (au)
With mortgage foreclosures at historic levels in recent years, the Federal Housing Administration (FHA) is faced with disposing of a high volume of real estate-owned (REO) properties. The enterprises, other federal agencies, and private sector mortgage servicers also dispose of REO properties from their foreclosures. To assess the relative effectiveness of FHAäó»s REO dispositions, this report examined (1) FHAäó»s disposition goals, strategies, practices, and effectiveness in disposing of properties compared with those of the enterprises and private servicers; and (2) FHAäó»s oversight of the contractors that maintained and marketed its REO properties. It found that the FHAäó»s performance in selling its foreclosed (REO) properties lagged the performance of both of the government-sponsored enterprises, Fannie Mae and Freddie Mac. Table and figures. This is a print on demand report.
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