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Retirement Security: Challenges and Prospects for Employees of Small Businesses: Congressional Testimony
Charles A. Jeszeck (au)
Statement of Charles A. Jeszeck, Dir., Education, Workforce, and Income Security, GAO. About 42 million workers, or about one-third of all private-sector employees, work for employers with fewer than 100 employees, and recent federal data suggest many of these workers lack access to work-based retirement benefits. Despite efforts by the federal government to develop new plan designs and to increase tax incentives, plan sponsorship remains low among small employers. MEPs, a type of arrangement involving more than one employer, have been suggested as a potential way to increase coverage. This testimony describes (1) the challenges small employers face in helping ensure that their workers secure retirement income, and (2) types of MEPs and their potential to address these challenges. Figures. This is a print on demand report.
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