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Diane Publishing Books
Automated Teller Machines: Some Consumer Fees Have Increased
Alicia Puente Cackley (au)
Since the 1960s, consumers have increasingly used automated teller machines (ATMs) to access their accounts and conduct transactions such as cash withdrawals. Consumers may incur fees to use ATMs, such as a ńˇýsurchargeńˇŁfee, which is paid to the ATM operator for transactions conducted at ATMs outside their financial institutionńˇ╗s network. In 2008, GAO reported that ATM surcharge fees had increased since 2000. This report reviewed issues related to continued increases in these fees. It discusses (1) the business models for ATM operators and how they set ATM fees; (2) the amounts of fees that consumers incur to conduct ATM transactions and how these fees have changed over time; and (3) the reported costs of ATM operations for ATM operators and how the costs and revenues are expected to change. Tables and figures. This is a print on demand report.
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