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National Flood Insurance Program: Status and Remaining Issues for Congress
Rawle O. King (au)
Policymakers, local officials, and others have expressed a range of flood management concerns facing the Nat. Flood Insurance Program (NFIP). On July 6, 2012, President Obama signed into law the Biggert-Waters Flood Insurance Reform Act of 2012, P.L. 112-141, that reauthorized the NFIP through Sept. 30, 2017, and made a number of reforms to strengthen the future financial solvency and administrative efficiency of the program by raising historically low premiums and reducing homeownersäó» incentives for rebuilding in flood risk zones. However, several post-reform issues of contention remain: revisions in the analysis and mapping of non-accredited levees; actuarial soundness, program solvency, and affordability; debt forgiveness; an integrated watershed flood risk assessment framework; and expansion of the private-sector role in flood risk. This report provides an analysis of flood risk management, summarizes major challenges facing the NFIP, and outlines key reforms in the recently enacted Biggert-Waters Flood Insurance Reform Act of 2012. It also identifies and presents some key remaining flood management issues for congressional considerations, and concludes with a discussion of relevant policy options for the future financial management of flood hazards in the U.S. Tables and figures. This is a print on demand report.
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