Retirement Security: Women Still Face Challenges

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By Charles Jeszeck (au)
Year: 2012
Pages: 96
Binding Paperback
ISBN 978-1-4578-3682-4

Product Code: 1457836823

Description

Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women, including their tendency to have lower lifetime earnings, take time out of the workforce to care for family members, and outlive their spouses. Other factors could affect older womenäó»s financial insecurity, including the economic downturn and changing trends in pension plan offerings. This report examines (1) how womenäó»s access to and participation in employer-sponsored retirement plans compare to menäó»s and how they have changed over time; (2) how womenäó»s retirement income compares to menäó»s and how the composition of their income äóî the proportion of income coming from different sources äóîchanged with economic conditions and trends in pension design; (3) how later-in-life events affect womenäó»s retirement income security; and (4) what policy options are available to help increase womenäó»s retirement income security. Tables and figures. This is a print on demand report.

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