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Diane Publishing Books
Foreclosure Mitigation: Agencies Could Improve Effectiveness of Federal Efforts with Additional Data Collection and Analysis
Mathew J. Scire (au)
Historically high foreclosure rates remain a major barrier to the current economic recovery. This report examined (1) the federal and nonfederal response to the housing crisis, (2) the current condition of the U.S. housing market, and (3) opportunities to enhance federal efforts. It found that in an effort to help the millions of homeowners struggling to keep their homes, a range of federal programs have offered relief in the form of loan modifications and refinancing into loans with lower interest rates, among other things. Yet in spite of these efforts, the number of loans in foreclosure remains elevated, and key indicators suggest that the U.S. housing market remains weak. The report recommends that the Treasury Dept. reevaluate the need for its financial support of the Fed. Housing Admin..ńˇ╗s (FHA) refinance program; the U.S. Dept. of Agriculture (USDA) increase its efforts to monitor servicersńˇ╗ outreach to struggling borrowers; FHA, Veterans Admin. (VA), and USDA collect and analyze collect and analyze information needed to fully assess the effectiveness and costs of their foreclosure mitigation efforts; and FHFA expeditiously finalize analysis on whether to allow the enterprises to offer Home Affordable Modification Program (HAMP) principal forgiveness modifications.Tables and figures. This is a print on demand report.
Essential Tibetan Buddhism
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