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Diane Publishing Books
Using FACTA Remedies: Report on a Survey of Identity Theft Victims
Jon Leibowitz (ed)
This report summarizes the results of a survey of identity theft victims who were asked to describe their experiences dealing with consumer reporting agencies and, more generally, exercising their rights under the Fair Credit Reporting Act (FCRA) as amended by the Fair and Accurate Credit Transactions Act (FACTA), to recover from identity theft. The survey showed that most of the respondents were generally satisfied with their experiences, but the report also noted areas for improvement. Congress has established several rights under the FACTA to help actual or potential identity theft victims protect themselves from, and recover from, identity theft. These rights enable victims to place fraud alerts on their credit report with the consumer reporting agencies, request a free credit report from the three national consumer reporting agencies when placing a fraud alert, block fraudulent information from appearing in their credit report, and receive a notice of these and other rights from the consumer reporting agencies. Figures. This is a print on demand report.
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