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Diane Publishing Books
Costs & Effects of Parity for Mental Health & Substance Abuse Insurance Benefits
Merrile Sing. In 1996 Congress passed & President signed the Mental Health Parity Act, which requires that health plans provide the same annual & lifetime limits for mental health benefits as they do for other health care benefits. States have also mandated parity, but opinion differs as to the costs & effects of parity mandates. This study: summarizes the characteristics of state parity laws; conducts detailed case studies of 5 states with such laws; analyzes previous actuarial estimates of the costs of parity; & provides updated estimates of premium increases due to full & partial parity. Glossary. Tables. Calculating the premium increase.
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