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Sam Johnson (ed.). Witnesses: Nanci S. Palmintere, Dir. of Tax, Licensing & Customs, Intel Corp., Santa Clara, CA, on behalf of the Amer. Benefits Council; Richard A. Turner, Assoc. General Counsel, Amer. General Financial Group, Houston, TX, on behalf of the Amer. Council of Life Insurers (ACLI); & Karen W. Ferguson, Dir., Pension Rights Center, Wash., D.C. Also, written statements submitted by: Dallas L. Salisbury, Pres. & CEO, Employee Benefit Research Institute, Wash., D.C; Nat. Assoc. of Federal Credit Unions, Wash., D.C; the Principal Financial Group, Wash., D.C; & the Investment Co. Institute, Wash., D.C.
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