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Rick Lazio (ed.). Witnesses: David R. Conrad, Water Resources Specialist, Office of Federal & International Affairs, National Wildlife Federation; Stanley J. Czerwinski, Associate Director, Housing & Community Development Issues, Resources, Community & Economic Development Division, GAO; Rebecca Quinn, ASFPM Legislative Officer, Former State NFIP Coordinator for Maryland, on behalf of the Association of State Floodplain Managers; James Lee Witt, Director, Federal Emergency Management Agency (FEMA), accompanied by Jo Ann Howard, Administrator, Federal Insurance Administration, & Michael Armstrong, Associate Director, Mitigation Directorate.
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