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Diane Publishing Books
Understanding Predatory Lending: Moving Toward a Common Definition & Workable Solution
Deborah Goldstein (au). The term “predatory lending” (PL) describes a wide range of abuses. Regulators, industry & advocates have not agreed on a single def’n. This report describes PL as a set of loan terms & practices that falls between appropriate risk-based pricing by subprime lenders & blatant fraud. Thus, all subprime lending is not predatory, but typically relies on risk-based pricing to serve borrowers who cannot obtain credit in the prime market. The higher degree of risk assoc. with subprime borrowers requires a higher cost for a subprime loan. Cases of blatant fraud are predatory, but less common & can generally be combated with current criminal statutes. Tables.
Customer Service Operations: The Complete Guide
American Vegetarian Resource Directory: Some Signposts on the Journey Towards a Healthier, More Ethically & Environmentally Balanced Lifestyle
Birding for Beginners: A Comprehensive Introduction to Bird Watching
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Competing for Employees: Proven Marketing Strategies for Hiring & Keeping Exceptional People
Skin Deep: Black Women & White Women Write About Race
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