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Understanding the Effects of the Merger Boom on Community Banks: A Reprint from the “Economic Review”
The merger boom in the U.S. banking industry has c

 
Our Price: $15.00
By Julapa Jagtiani (au)
Year: 2008
Pages: 19
Binding Paperback

Product Code: 1437908632

Description
 
The merger boom in the U.S. banking industry has caused the number of banking org. in the nation to fall by nearly a third since 1990. Most of this contraction has involved small community banks (SCB). A common perception is that most of these SCB are being absorbed by large banks. SCB are a major source of personal services and relationship lending to local business and depositors. The merger boom actually has the potential to strengthen the community banking sector, as some SCB are taken over by other, more efficiently run SCB located in the same state. Thus, the SCB that have survived the merger boom may be in a good position to continue serving the local businesses and depositors who value personal service and relationship lending.

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