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Small Business Administration: Additional Measures Needed to Assess 7(a) Loan Programís Performance
William B. Shear (au)
The Small Bus. Admin. (SBA) 7(a) program provides loan guarantees to small bus. that cannot obtain credit in the conventional lending market. In FY 2006, the program assisted 80,000 bus. with loan guarantees of $14 billion. This report examines: (1) the programís purpose, based on its legislative history, and performance measures; (2) evidence of constraints, if any, affecting small bus. access to credit; (3) the types of small bus. served by 7(a) and conventional loans; and (4) differences in SBAís estimates and re-estimates of the programís credit subsidy costs. The author analyzed agency documents, studies on the small bus. lending market, and data on the character. of small bus. borrowers and loans. Includes recommendations. Charts.
Calendars & Constellations of the Ancient World
Gates of the Alamo
Live Now, Age Later: Proven Ways to Slow Down the Clock
Around the American Table: Treasured Recipes & Food Traditions from the American Cookery Collections of the New York Public Library
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