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  Home > Diane Publishing Books >

Refund Anticipation Loans
Taxpayers who do not want to wait for their tax re

Our Price: $15.00
By Gregory D. Kutz (au)
Year: 2008
Pages: 14
Binding Paperback

Product Code: 1437906354

Taxpayers who do not want to wait for their tax refunds from the IRS may choose to obtain refund anticipation loans (RAL). RALs are short-term, high-interest bank loans that are advertised and brokered by both national chain and local tax preparation companies. Although the annual percentage rate on RALs can be over 500%, they allow taxpayers to receive cash refunds quickly. Despite the benefits of receiving cash quickly based on an expected refund, IRS officials and others have raised concerns about whether taxpayers are fully aware of the costs involved and their tax filing alternatives. This report is a limited investigation that identifies examples of where RALs are marketed and the types of info. tax preparers disclose to potential RAL applicants.

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