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Diane Publishing Books
Small Business Administration: Actions Needed to Improve the Usefulness of the Agency’s Lender Risk Rating System
William B. Shear (au)
The Small Business Administration (SBA) guarantees individual loans that lenders originate. The agency uses its Loan and Lender Monitoring System (L/LMS) to assess the individual risk of each loan, and SBA's contractor developed a lender risk rating system (LRRS) based on L/LMS data. However, questions have been raised about the extent to which SBA has used its LRRS to improve its oversight of lenders. This report examined: (1) how SBA's LRRS compares with those used by federal financial regulators and lenders and the system's usefulness for predicting lender performance; and (2) how SBA uses the LRRS in its lender oversight activities. The author interviewed officials from three federal financial regulators and 10 large SBA lenders. Illus.
Natural Beauty Care with Flowers & Plants: A Magna Colour Guide
Small Sects in America (rev. ed.)
Woman’s Guide to Making Therapy Work
Trading Spaces: Behind the Scenes
Reading from the Heart: Women, Literature & the Search for True Love
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