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Diane Publishing Books
Revere Mortgages: Policy Changes Have Had Positive Effects on Lenders and Borrowers, but These Changes and Market Developments Have Increased HUDís Risk
Mathew J. Scire (au)
Reverse mortgages -- a type of loan against home equity available to seniors ó are growing in popularity. A large majority of reverse mortgages are insured by HUD under its Home Equity Conversion Mortgage (HECM) program. The Housing and Economic Recovery Act of 2008 made several modifications to the HECM program, including changes in how origination fees are calculated and an increase in the loan limit. This report examines: (1) how these changes have affected lendersí plans to offer reverse mortgages; (2) how the changes will affect borrowers; and (3) actions HUD has taken to evaluate the financial performance of the HECM program. Includes recommendations. Charts and tables.
Air Combat: The New Face of War
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Peopleís Charter?: Forty Years of the National Parks & Access to the Countryside Act 1949
American Short Story, 1945-1980: A Critical History
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