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Diane Publishing Books
Federal Housing Administration: Agency Should Assess the Effects of Proposed Changes to the Manufactured Home Loan Program
William B. Shear (au)
Pending legislation to the Fed. Housing Admin. (FHA) Title I Manufactured Home Loan program would increase loan limits, insure each loan, incorporate stricter underwriting requirements, and set up-front premiums. This report reviews: (1) selected characteristics of manufactured housing and the demographics of the owners; (2) fed. and state consumer protections for owners of manufactured homes; and (3) the potential benefits and costs of the proposed changes for borrowers and the fed. govít. In addressing these objectives, the author analyzed select Census data; researched fed. laws and laws in 8 states; interviewed local, state, and fed. officials; and analyzed various scenarios that might affect Title I program costs. Includes recommend. Illus.
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