Join our mailing list!



Official PayPal Seal

(Your shopping cart is empty)

  Home > Diane Publishing Books >

On the Uniqueness of Community Banks: A Reprint from the “Economic Review”
This article explores the differences between comm

 
Our Price: $15.00
By Scott E. Hein (au); Timothy W. Koch (au); S. Scott MacDonald (au)
Year: 2005
Pages: 21
Binding Paperback

Product Code: 1422319970

Description
 
This article explores the differences between community banks (CB) & larger banks to discover what makes CB unique. Large banks engage primarily in transactional banking -- such as gathering deposits & extending loans, that require little human input to manage. CB focus on relationship banking, which requires more human input, more detailed credit evaluation, & localized decision making. Examining profit & risk measures for the 1998-2002 period for both CB & large banking org., the authors find evidence that small banks were profitable. Whether CB will be able to sustain this good performance will depend on how well managers find valuable relationships lending niches, invest bank capital, & balance asset quality with growth. Illus.

Share your knowledge of this product with other customers... Be the first to write a review
Diane Publishing Co
PO Box 617
Darby, PA 19023-0617
1-800-782-3833
 About Us
 Become an Affiliate
 Privacy Policy
 Send Us Feedback
 
Company Info | Advertising | Product Index | Category Index | Help | Terms of Use
Copyright � 2004 Diane Publishing Company. All Rights Reserved.
Built with Volusion