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Natural Hazard Mitigation and Insurance: The U.S. and Selected Countries Have Similar Natural Mitigation Policies but Different Insurance ApproachesHazard
Orice M. Williams (au)
Natural hazards adversely affect hundreds of thousands of people worldwide each year and cause extensive property damage. In 2007, natural hazards caused an estimated 14,600 deaths and $70 billion in property losses, and the insurance industry covered $23.3 billion in losses. In catastrophic loss years, such as 2005 -- the year that saw Hurricane Katrina -- losses can be far greater. This report: (1) identifies policies used by other countries to reduce losses caused by natural hazards; (2) examines the extent of international cooperation among selected countries, including the U.S., to mitigate natural hazards; and (3) identifies approaches that other industrialized countries use to insure natural hazard risk and regulate insurers. Illus.
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