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Diane Publishing Books
Losing Ground: Foreclosures in the Subprime Market and Their Cost to Homeowners
Ellen Schloemer (au)
Examines foreclosure trends in the subprime market & provides the first comprehensive assessment of how homeowners have fared in the fast-growing subprime mortgage market. Analyzes the performance of 6+ million subprime mortgages from 1998 through 2004 & projects lifetime cumulative subprime foreclosure rates. Investigates patterns of subprime foreclosures &, based on housing appreciation forecasts, projects subprime foreclosure rates & losses for homeowners. Results show that despite low interest rates & a favorable economic environment during the past several years, the subprime market has experienced high foreclosure rates comparable to the worst foreclosure experience ever in the modern prime market. Tables.
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